Notice to NSW tour guides

Small businesses in NSW may be eligible for a stamp duty exemption.
Please contact us before completing this form if this applies to you.

Tour Guides & Tour Managers


Notice to Insured

1. DISCLOSURE OF RELEVANT FACTS

(a) Your Duty of Disclosure

Before you enter into a contract of general insurance with an insurer, you have a duty, under the Insurance Contracts Act 1984, to disclose to the insurer every matter that you know, or could reasonably be expected to know, is relevant to the insurer's decision whether to accept the risk of the insurance and, if so, on what terms.

You have the same duty to disclose those matters to the insurer before you renew, extend, vary or reinstate a contract of general insurance.

However, your duty, does not require disclosure of any matter:

  • that diminishes the risk to be undertaken by the insurer
  • that is of common knowledge
  • that your insurer knows, or, in the ordinary course of its business, ought to know
  • as to which compliance with your duty is waived by the insurer.

(b) Non-disclosure

If you fail to comply with your duty of disclosure, the insurer may be entitled to reduce liability under the contract for a claim or may cancel the contract.

If your non-disclosure is fraudulent, the insurer may also have the option of voiding the contract from its beginning.

Please also refer to our Financial Services Guide (FSG), available here.

2. MORE INFORMATION

Click here to learn about our Tour Guides & Tour Managers General Liability Policy Coverage.


  • *Errors & Omissions $250,000 aggregate

  • Cover will only be granted from the date of completion and binding, with no cover being backdated.

    This insurance policy has a common due date of 1st November each year.

  • You are not eligible for the NSW Stamp Duty Exemption. For any queries, please contact our office.

  • As you have answered Yes to this question, immediate cover is not available, as this needs to be referred to the Underwriters prior to cover attaching - please contact our office prior to completing this form.

  • As you have answered Yes to this question, immediate cover is not available, as this needs to be referred to the Underwriters prior to cover attaching - please contact our office prior to completing this form.

  • As you have answered Yes to this question, immediate cover is not available, as this needs to be referred to the Underwriters prior to cover attaching - please contact our office prior to completing this form.

Declaration

  • Before deciding to proceed with this insurance please read the Policy Wording and Endorsements & Conditions to ensure the cover meets your needs. If you have any queries please contact our office.
  • Please note, should the policy be cancelled mid-term, there is no return premium applicable.

Your insurance premium: $0


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  • WE ACCEPT VISA & MASTERCARD ONLY

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